<\/p>\n
Exam: 412755RR<\/p>\n
\u00a0<\/p>\n
1. What is the main objective of unemployment insurance?<\/p>\n
A. Help an employer in acquiring appropriate personnel in times of need<\/p>\n
B. Provide temporary monetary Helpance for individuals who are involuntarily out of work<\/p>\n
C. Enable the federal government in tracking the unemployment rate<\/p>\n
D. Provide funding to Social Security and Medicare programs<\/p>\n
\u00a0<\/p>\n
2. Which one of the following marketing research techniques is the best to use at a small firm to determine the benefits that employees need?<\/p>\n
A. Give employees questionnaires with open-ended questions so that they may express their concerns and opinions about the benefit plan.<\/p>\n
B. Conduct a meeting with senior management to determine what benefit changes should be made.<\/p>\n
C. Conduct personal interviews with employees, or ask employees to complete questionnaires with closed-ended questions.<\/p>\n
D. Conduct personal interviews with employees, and then conduct a competitive analysis to determine what your competitors are offering.<\/p>\n
\u00a0<\/p>\n
3. Which one of the following statements is true of workers’ compensation laws?<\/p>\n
A. Most state workers’ compensation laws cover agriculture workers and domestic employees.<\/p>\n
B. All states require employers to purchase workers’ compensation from an insurance company.<\/p>\n
C. Workers’ compensation laws are generally based on the principle of liability without fault.<\/p>\n
D. Under the previously held standard of the fellow-servant doctrine, any evidence of a worker’s negligence would deny him or her coverage for an on-the-job injury.<\/p>\n
\u00a0<\/p>\n
4. Martin is a 63-year-old fully insured employee. Which one of the following statements is true of his 65year-old wife and her Part A Medicare?<\/p>\n
A. She will pay through the old age and survivors’ trust fund.<\/p>\n
B. She will pay monthly premiums and will be supplemented from federal revenues.<\/p>\n
C. She will pay through a flat tax on income up to a certain amount.<\/p>\n
D. She will not have to pay for her Part A Medicare.<\/p>\n
\u00a0<\/p>\n
5. Before the benefit-planning process begins, you should establish<\/p>\n
A. bids from outsourcing vendors.<\/p>\n
B. survey questions.<\/p>\n
C. medical insurance rates.<\/p>\n
D. objectives.<\/p>\n
\u00a0<\/p>\n
6. Which one of the following methods is becoming the increasingly accepted method for determining<\/p>\n
employee benefit needs?<\/p>\n
A. Marketing research<\/p>\n
B. Competitor analysis<\/p>\n
C. Collectively bargained benefits<\/p>\n
D. Employer perception of employee needs<\/p>\n
\u00a0<\/p>\n
7. The Social Security Act was enacted in<\/p>\n
A. 1945.<\/p>\n
B. 1940.<\/p>\n
C. 1935.<\/p>\n
D. 1950.<\/p>\n
\u00a0<\/p>\n
8. At what age do disabled widows and widowers become eligible for Medicare Part A at no cost?<\/p>\n
A. 50<\/p>\n
B. 40<\/p>\n
C. 60<\/p>\n
D. 30<\/p>\n
\u00a0<\/p>\n
9. Which one of the following objectives is most appropriate for an employer to use with the benefit plan that it offers?<\/p>\n
A. To establish a holiday bonus plan for the years 2012 and 2013<\/p>\n
B. To implement an annual increase of 3 percent in the salary of management employees<\/p>\n
C. To provide Prudential medical insurance to all employees<\/p>\n
D. To establish and maintain an employee benefit program that rewards the efforts of the employees<\/p>\n
\u00a0<\/p>\n
10. Which one of the following statements is true of disability benefits?<\/p>\n
A. Disability benefits are subject to a waiting period.<\/p>\n
B. A disabled worker must have a disability that has lasted, or is expected to last, at least 36 months.<\/p>\n
C. Disabled workers are ineligible to receive benefits under Social Security if they are disability insured.<\/p>\n
D. Payments begin with the twelfth full calendar month of disability.<\/p>\n
\u00a0<\/p>\n
11. What does the term pay-as-you-go mean in relation to the method by which Social Security pays benefits?<\/p>\n
A. Taxes on the benefits of retired people are used to pay benefits to current beneficiaries.<\/p>\n
B. Taxes on current workers are used to pay benefits to current beneficiaries.<\/p>\n
C. General revenues are used to pay Social Security benefits.<\/p>\n
D. Monthly premiums paid by all workers are used to pay benefits.<\/p>\n
\u00a0<\/p>\n
12. Of the following choices, which one is a benefit in the cost of services to employees category?<\/p>\n
A. Jury duty
B. Educational Helpance<\/p>\n
C. Free parking<\/p>\n
D. Vacations<\/p>\n
\u00a0<\/p>\n
13. If either parent of a student under the age of 18 died today, the student would would most likely qualify for _______ benefits.<\/p>\n
A. medicare<\/p>\n
B. survivors<\/p>\n
C. disability<\/p>\n
D. retirement<\/p>\n
\u00a0<\/p>\n
14. If unemployment were high, and the Social Security taxes being collected weren’t enough to pay benefits, the government can turn to _______ fund reserves to get money to pay these benefits.<\/p>\n
A. U.S. Treasury emergency<\/p>\n
B. Social Security and Medicare trust<\/p>\n
C. employee pension<\/p>\n
D. unemployment insurance<\/p>\n
\u00a0<\/p>\n
15. If you were laid off from your job and became temporarily disabled while still unemployed, which of the following states would you hope to be living in?<\/p>\n
A. Ohio<\/p>\n
B. Florida<\/p>\n
C. Alabama<\/p>\n
D. New Jersey<\/p>\n
\u00a0<\/p>\n
16. Edward Marchand, the owner of Archway Manufacturing, provides on-site ATMs and dry cleaning pick-up for his employees. In doing so, Mr. Marchand is taking a _______ approach to employee benefit planning.<\/p>\n
A. marketing research<\/p>\n
B. collective bargaining<\/p>\n
C. work\/life<\/p>\n
D. life-cycle<\/p>\n
\u00a0<\/p>\n
17. The term primary insurance amount (PIA) refers to the amount that a\/an<\/p>\n
A. worker receives each month if he or she retires at full retirement age.<\/p>\n
B. employee must earn to become fully insured under Social Security.<\/p>\n
C. employee must pay toward health insurance.<\/p>\n
D. dependent spouse receives at the age of 62.<\/p>\n
\u00a0<\/p>\n
18. Carla just started a new job. She’s currently in a probationary period in which she’s not eligible for medical insurance. Which one of the following options can Carla use, at her expense, to fill the gap until her benefits begin?<\/p>\n
A. ERISA<\/p>\n
B. COBRA<\/p>\n
C. PPO<\/p>\n
D. HMO<\/p>\n
\u00a0<\/p>\n
19. Which one of the following factors has most contributed to the high cost of employee benefits?<\/p>\n
A. Medical expense benefits<\/p>\n
B. Life insurance benefits<\/p>\n
C. Paid vacations<\/p>\n
D. Long-term disability coverage<\/p>\n
\u00a0<\/p>\n
20. In most states, if an employee becomes involuntarily unemployed because of a layoff, his or her unemployment benefits will generally run out in a maximum of _______ weeks.<\/p>\n
A. 26<\/p>\n
B. 39<\/p>\n
C. 45<\/p>\n
D. 52<\/p>\n
\u00a0<\/p>\n
\u00a0<\/p>\n
\u00a0<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
Exam: 412755RR \u00a0 1. What is the main objective of unemployment insurance? A. Help an employer in acquiring appropriate personnel in times of need B.\u2026<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10601,10596,10882,479,537,172,478,10597,10599,10595],"tags":[10524,10522,10890,10561,10883,10889,10515,10521,10696,10518,10888,10887,10886,10885,10884,10525],"class_list":["post-124333","post","type-post","status-publish","format-standard","hentry","category-assignment-help-by-uks-no-1-writing-service","category-assignment-writers-canada-university-cost","category-free-ai-english-assignment-writers-china","category-nursing-course-hero","category-nursing-essay-pro","category-nursing-study-bay","category-nursing-study-pool","category-professional-assignment-writers-usa","category-uae-1-cheap-assignment-writing-service","category-write-a-word-essay","tag-apa-citation-format-assignment","tag-assignment-writers-australia-college-student","tag-best-nursing-case-study-writing-services","tag-buy-essay-usa","tag-case-study-nursing-writing-services-for-care-plans","tag-free-nursing-case-study-writing-services","tag-help-write-a-page-assignment","tag-i-need-someone-to-do-my-assignment-within-hours","tag-need-assistance-completing-the-assignment","tag-need-to-write-an-essay","tag-nursing-case-studies-with-answers","tag-nursing-case-study-paper-example","tag-nursing-case-study-template-examples-of-case-studies-nursing","tag-pharmacology-case-study","tag-soap-note-case-study","tag-write-pages"],"_links":{"self":[{"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/posts\/124333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/comments?post=124333"}],"version-history":[{"count":0,"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/posts\/124333\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/media?parent=124333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/categories?post=124333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.studyproessays.com\/help\/wp-json\/wp\/v2\/tags?post=124333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}