Week 4 (your nursing study bay), Chapter 4- Enterprise Risk Management and Insurance Market Dynamics
\nPlease read chapter 4 in it’s entirety and answer the following questions:
\nEnterprise Risk Management:
\nThere are external and internal risks to an organization, list two of each here and give a short example:
\nWhy would a risk management program in a business be a good idea (a benefit)?
\nInsurance Market Dynamics:
\nRight now in the insurance market place the premiums are high and underwriting is very strict and capacity is low, are we in a soft market or a hard market?
\nWhy would limited available capacity in the insurance marketplace make insurance premiums go up?
\nIf insurance companies can make money in the stock market is it more likely that premiums are high or low?
\nWhat’s the combined ratio and is it better to have a high CR or a low CR? If a combined ratio was 120 would the insurance carrier be in good shape?<\/p>\n","protected":false},"excerpt":{"rendered":"
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